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Risk events

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02.12.2011
Ukraine - pictures of winter wheat fields in Zhytomir oblast

In mid November experts surveyed winter wheat fields in Zhytomir oblast. Condition of crop fields is different. the crop seeded in September is good. Late seeded crops are underdeveloped due to autumn drought. Some fields are still black, seeds have just germinated but not appearing over the soil surface.

29.11.2011
Ukraine - winter wheat, bad fields in Ternopil oblast (pictures from survey)

Experts of one insurance company surveyed fields of winter wheat in Ternopil oblast. Surveys were conducted in mid November. Most fields surveyed were in bad condition. All photos were made at the same farm

28.11.2011
Pictures of canola problem fields in Ternopil oblast, Ukraine (set 2)

In the middle of November experts conducted field surveys before insurers could sign insurance contracts. There were lots of fields with bad crop. Lots of weeds and rodents.

27.11.2011
Pictures of canola problem fields in Ternopil oblast, Ukraine (set 1)

In the middle of November experts conducted field surveys before insurers could sign insurance contracts. There were lots of fields with bad crop. Lots of weeds and rodents.

23.11.2011
Winter barley in Ternopil oblast - pictures from field surveys

Marketing season for crop insurers goes slow. Many insurance companies report low volumes and few insurance contracts. Lots of winter crops are in bad condition due to autumn drought. Experts go to the regions to survey fields but often have to refuse to accept crops for insurance.

26.08.2011
Ukraine - lodging of grain crops and sprouting in the ears (pictures)

Representatives of insurance company surveyed wheat crop at the Western Ukraine. The farmer could not harvest crop in time due to heavy rains in July. The crop lodged and kernels sprouted in ears

25.08.2011
Sunflower - plants damaged by beet webworm at the Western Ukraine

Experts surveyed sunflower fields insured at the Western Ukraine. At several fields there were too many beet webworms. Pictures

11.08.2011
Frost in Chile affects grapes in Copiapo and Nieve

North-Chile is hit by a big frost, which affected the early grape harvest in Copiapo and Nieve. In Chile there is usually a frost for a day or two, but this frost has already lasted for 8 days. It is an extreme situation and for the early grapes this is 'devastating'.

10.06.2011
Pesticide damage - over 800 hectares of winter wheat lost

Experts surveyed damaged winter wheat in Ukraine. Over 800 hectares were lost due to crop treatment with wrong chemical. The farmer bought fungicide of China origine (generic) but later it was established that herbicide was applied. (pictures)

03.05.2011
Ukraine - Winter canola crop perished last winter (pictures)

In autumn 2010 winter canola was insured in Kharkiv region, Ukraine. The crop was good and after survey the fields were accepted for insurance. During winter 2010-2011 the temperatures want down to -17-22C with temperatures over zero in February. Snow cover was unstable and the crops were damaged by low temperatures at some locations. See pictures

08.04.2011
Ukraine - Winter canola did not survive winter (pictures)

Last wek surveyed canola fields in Vinnitsa region, Ukraine. Canola was seeded late, at the end of September. Seeding was late due to autumn drought. Over 50% of plants perished. There are lots of weeds and some mice.

29.03.2011
Switzerland - pictures of corn damaged by hail (part 2)

Last summer hail at the end of July damaged corn fields in Switzerland. Experts went to adjust loss and took pictures. Typical corn hail damage is represented

22.03.2011
Switzerland - pictures of corn damaged by hail

Last summer hail at the end of July damaged corn fields in Switzerland. Experts went to adjust loss and took pictures.

03.02.2011
Australia - cyclon Yasi damaged banana crop in Queensland (pictures)

If Yasi does the damage predicted, it will be the second time in five years the banana crop has been devastated by cyclone. Some growers trimmed young banana plants of their leaves, lessening the wind's effect. The plants regrow a bit like when you cut the grass, they regrow fairly quickly. Farmers anticipate they'll get fruit off those in four or five months. Pictures were made near Innisfail.

28.01.2011
ROSNO - pictures of winter wheat damaged last year in Saratov region (Russia)

Insurance company ROSNO paid out compensation to farmers in Saratov region. Crops were damaged by winter risks and drought.

25.01.2011
Russia - ROSNO paid out compensation to farmers (pictures)

Insurance company ROSNO is one of the leaders at the Russian crop insurance market. Last year was hard for farmers and insurers due to bad year (severe winter and drought in summer). ROSNO share some pictures of the crop perished

24.01.2011
Ukraine - waterlogged winter crops (pictures)

last week a colleague was travelling. He took pictures of waterlogged fields in Kyiv region, Ukraine. Winter wheat suffered to excessive water staying at the field after snow melted.

20.01.2011
Pictures from surveys - winter grain crops in November

Surveyors shared pictures from crop survey. Pictures were made in last November. Some field had low plant standing, weeds and canola plants.

11.01.2011
Snowkeeping at the winter canola fields (pictures)

Insurance experts provided pictures from November field surveys. One farm at the East of Ukraine plants winter mustard for snowkeeping purposes. The rows create barriers keeping snow from blowing away by strong wind. In this case winter canola has better chances for wintering plus it will have sufficient moisture in spring. Pictures

10.01.2011
Problems at winter canola fields

Pictures from acceptance field surveys last November. Weeds, mice, low population.

06.01.2011
Weeds at winter canola fields (pictures)

Pictures from field surveys from November. Some fields were too weedy.

04.01.2011
Pictures of winter canola damaged by low temperatures in autumn

Colleagues provided pictures from autumn field surveys. At some fields canola plants were slightly damaged by frost in November. Nothing critical, plants should survive if ther weather would be favourable.

23.12.2010
Ukraine - Insurance company Providna paid out compensation for winter canola perished (pictures)

Last season (winter 2009-2010) insurance company Providna insured winter canola in Kirovograd oblast. The area insured was 187 hectares. Crop was insured on total loss insurance product for winter season. Pictures of fields in autumn and in spring

21.12.2010
Winter crop fields under snow, insurers continue surveys (pics)

Some insurance companies continue acepting winter crops for insurance. Although this is not recommended and considered to be unsound practice, some companies dare to underwrite risks (premium concern). See pictures from surveyed conducted last week.

21.12.2010
Ukraine - pictures from field survey taken last week in Kharkov region

Insurers accept winter crops for insurance, mostly for winter season. Experts conduct surveys and take pictures to fix crop condition. See pictures from last week

07.12.2010
Winter barley covered with ice

Experts conducted pre-insurance field survey. Just before the survey the weather changed. It was raining while the air temperature remained below zero. pictures

02.12.2010
Winter rye at the North of Ukraine - good crop insured (pictures)

Insurance experts surveyed fields with winter rye. The crop is good. Excellent plant population, no weeds. Fields accepted for insurance.

02.12.2010
Weak winter wheat crop - pictures from pre-acceptance survey

Insurance experts surveyed fields of winter wheat offered for insurance. Late-seeded crop is not ready for winter. Also post pictures of good fields.

30.11.2010
Bitter winter cress at winter canola fields (pictures)

Colleagues conducted preliminary survey of winter canola fields offered for insurance. surveys were conducted in the Central and Northern regions of Ukraine. some fields had lots of bitter winter cress plants among canola. Winter resistance of this weed is lower than of canola so in spring the fields should be cleaner.

29.11.2010
Winter canola - pesticide damage and residual pea plants

Pictures from pre-acceptance field surveys at the Northern part of Ukraine. Some crop was damaged by generic pesticide (low-cost chemical). Some fields have too many pea plants left after harvesting.

26.11.2010
Low temperatures on winter canola, some damage recorded (pictures)

Insurance experts visited the fields offered for insurance for winter season (winterkill insurance). At some fields pants are already damaged by frost. (pictures)

24.11.2010
Ukrainian Agricultural Insurance Company paid out compensation on winterkill contracts - pictures

Ukrainian Agricultural Insurance Company paid out over 5 million UAH (625.000 USD) on winter crop insurance contracts in season 2009-2010. Most contracts were signed for wintering season. The experts surveyed the damaged fields. See pictures

22.11.2010
Switzerland - Hail damaged protective nets in orchard (pics)

This summer there was severe hailstorm in one orchard. The orchard was protected by anti-hail nets. Trees did not suffer but the farmer will need to repair the system. Pictures

18.11.2010
Ukraine - Insurance company Providna compensated losses on two insurance contracts covering mustard yield

In spring 2010 insurance company Providna insured over 500 hectares of spring mustard at the South of Ukraine. Two farms purchased insurance coverage on the multi-peril crop insurance program. In July the crop was damaged by strong wind, hail and excessive rainfall. Providna paid out over 120 thousand UAH of compensation to farmers. Pictures....

17.11.2010
Ukraine - Insurance company Providna refused to insure winter canola in Cherkassy region (pics)

At the beginning of November insurance company Providna got request for winter canola insurance for winter period. The crop is growing in Cherkassy region at the center of Ukraine. The insurance experts surveyed the fields and refused to provide coverage due to bad condition of the fields.

16.11.2010
Ukraine - winter wheat in autumn 2010, insurers refuse coverage for some fields (pictures)

Insurance experts surveyed fields at the East of Ukraine. Some crops are in very bad shape. Some fields were seeded late, there are problems with plant population and mice.

15.11.2010
Risks for the future - condition of winter crop fields in this season in Ukraine. Grain crops (pictures)

Insurance experts go to survey fields offered for insurance. Some crops are in very bad shape. Some fields were seeded late, there are problems with plant population and mice.

15.11.2010
Ukraine - canola seeded after grain crops. Fields offered for insurance but rejected. (pictures)

Farmers seeded less canola in Ukraine than last year. Some fields are in a very bad condition. Pictures from fields rejected for insurance.

09.11.2010
Different quality of winter wheat crop at the same farm in autumn (pictures)

Insurance experts conducted pre-insurance field survey. The crop was in different vegetation stage and of different quality. The experts should carefully survey all fields applied for insurance.

03.10.2010
Apples and hail damage (pics)

This summer there were many cases of hail damage. Friends shared pictures of apple orchards. While most of the orchards in the regions did not suffer, one farmer lost most of his quality produce. The damage is estimated at approximately 25 thousand EURO per hectare.

19.09.2010
Switzerland - corn damaged by hail

In July hail damaged cron fields in the central part of Switzerland. The damaged crop was used for loss adjsters training session. The training session was conducted on September 9-10, 2010. About 130 insurance experts from 13 countries practiced in adjusting losses on corn.

12.09.2010
Australia - Wild Storm Shreds Lettuce

Open-air hydroponic lettuce and herb growers in south-east Queensland ducked for cover when a wild storm ripped through Harvey Bay, Maryborough, Childers and Bundaberg in early February 2008

23.08.2010
Canola damaged by hail in Australia (pictures)

Canola fields were damaged by hail in Australia. Hail size was about 20 mm in diameter. Pictures were taken right after hail and seven days after.

18.08.2010
Hail damage to vegetables (pictures)

What at first seemed like a mild three-minute hail storm did an impressive amount of crop damage right across the market garden. One of those sudden, short storms that’ve been popping up more or less several times a day built up, rain started to come down quite heavily, this time with a sharp wind, and after a couple of minutes, HAIL joined the action.

18.08.2010
Hail damage to vegetables in the USA

A severe hailstorm passed through Pittsboro around 5:00 pm Tuesday evening, May 20, 2008. At least six farms within a 3 mile radius of Pittsboro received damage, and some farms experienced a total loss of some crops. The photos below depict damage at four of these farms.

04.08.2010
Peas fields before harvesting - North of Ukraine (pictures)

Insurance experts surveyed fields at the farms insured crops. Some peas fields were weedy however the yield should be good. No critical crop reduction is observed.

02.08.2010
Ukraine - Drought impact on corn in Sumy oblast (pictures)

Drought impacted corn fields in Sumy oblast. The plants are supressed by high temperatures and lack of moisture. Field surveys were conducted two weeks ago.

14.07.2010
Ukraine - sunflower damaged by hail in Poltava oblast (pictures)

Sunflower was damaged by hail in Poltava oblast. the crop was insured on MPCI terms. The experts surveyed the field and found minor damage. Yield drop can be insignificant.

24.06.2010
Ukraine - Insurance company Providna paid out 11700 UAH for perished winter barley in Sumy oblast

Insurance company Providna paid out compensation to the farm in Sumy oblast (Konotop region) for winter barley perished. The farm experienced loss of 17 hecaters of winter barley (one field). The sum of compensation is 11 900 UAH (about 1500 USD). Crop perished because of low temperatures last winter. (pictures)

11.06.2010
Weeds at the fields with winter wheat in Donetsk oblast (Ukraine)

At the beginning of June insurance experts surveyed winter wheat fields in Donetsk oblast (Eastern Ukraine). Some fields were rather weedy. Pictures

07.06.2010
Damaged winter wheat in Cherkassy oblast (pictures)

Last autumn the farm in Cherkassy oblast signed crop insurance contract. Winter wheat was insured for wintering period. In April insurance experts surveyed fields and established significant crop damage. Winter wheat plants perished due to unfavorable weather last winter. The main reasons for crop loss were low temperatures and ice crust at the soil surface.

03.06.2010
Ukraine - problem rye fields in Sumy oblast (pictures)

In May experts surveyed rye fields in Sumy oblast. Crop is not uniform. some weeds were recorded at the fields. Some plants are already damaged by rust.

02.06.2010
Winter damage of vines at the south of Ukraine

Last autumn a farm insured vines at the south of Ukraine. The coverage period was from autumn untill harvest. Winter was severe with exteme low temperatures. Most damage was observed at the imported vine varieties. Insurance company conducted surveys in spring and recorded vines damage. (pictures)

31.05.2010
Ukrainian Agricultural Insurance Company will compensate farmers' losses (pictures)

The experts of insurance company surveyed insured fields in April. Farmers in Poltava oblast insured winter wheat last autumn but the weather was severe and some plants did not survived. Ice crust stayed at the fields for over 40 days. The experts agreed that ice crust was the main factor for crop loss. The company's experts conducted surveys and assisted farmers to prepare documents for payouts.

21.05.2010
Pictures of perished winter canola and wheat in Kharkiv region, Ukraine

In April experts surveyed insured fields in Kharkiv oblast, Ukraine. Winter canola and wheat were insured against winterkill. Last winter was severe and over 50% of plants did not survive.

10.05.2010
Ukraine - damaged winter wheat fields in Sumy oblast (pictures)

Pictures of winter wheat fields in Sumy oblast provide the overview of the winter damage. The crop was damaged last winter by low temperatures, excessive moisture and water staying in the low places. According to the assessment, damage constitute about 30%.

27.04.2010
Ukraine - perished winter barley and wheat in Donetsk oblast

At the beginning of April experts surveyed insured fields of grain winter crops in Donetsk oblast. At one farm crops perished during winter. The fields were insured against total winterkill.

26.04.2010
Barley fields damaged by snow mold

Experts surveyed barley fields in Sumy oblast. plants were damaged by snow mould. Total crop loss agreed. Insurance company works over documents to pay out compensation

21.04.2010
Ukraine - rye fields after winter (pictures)

Experts surveyed rye fields after winter in Sumy oblast (Northern Ukraine). There is moderate crop loss because of snow mould. About 15-20% of plants perished.

20.04.2010
Ukraine - perished canola crop in Vinnitsa oblast (pitures made in spring 2010)

Insurance experts conduct now field surveys. Last week experts surveyed canola fields in Vinnitsa (Ukraine). Totally lost canola plants pictured at photos.During winter snow cover was over 1 meter high. At the end of March snow melted rapidly and plants were completely washed away.

11.04.2010
Ukraine - barley fields survived winter 2010

Pictures of barley when accepted for insurance in autumn 2009. The same fields reestablished vegetation in spring 2010 pictured.

09.04.2010
Ukraine - watterlogged fields at the South of Ukraine, March 2010

At the end of March our experts surveyed fields at the South of Ukraine. Some waterlogged fields were identified in Kherson oblast. Wheat crop was seriously damaged.

29.03.2010
Severe drought in SW China makes no harvest

The sustaining severe drought ravaged southwest China's Yunnan Province since last October and made no harvest of crops. Pictures

15.01.2010
Greenhouse collapsed this week because of snow

The only greenhouse, developed with many million euros of government money, in the Emmer horticultural area Rundedal, near Barger-Compascuum collapsed this week.

15.01.2010
Freeze in Florida damaged crops

Orange groves in Florida face their biggest damage threat since the state’s freezing weather began more than a week ago as temperatures drop to record lows in some areas.

20.10.2009
Ukraine - Hail in July, 2009 damaged canola crop in Cherkassy oblast

Hail damaged canola fields on July 3 and 13, 2009. Risk event was reported for Korsun-Shevchenkovsky region of Cherkassy oblast. Damage to crop was minor due to favorable crop development phase. According to insurers, yield reduction should not exceed 10-15% of the expected yield.

14.10.2009
Ukraine - peas field damaged by hail in Cherkassy region

In early July hail damaged peas in Cherkassy region. Damage happened just 3 days before harvesting. Insurance experts surveyed the field and recorded total yield loss.

14.09.2009
Canada - hail damaged spring wheat in Alberta

At the beginning of August hail and strogn wind damaged spring wheat at the central part of Alberta. At some fields damage and loss rate was as high as 80%. See pictures.

14.09.2009
Canada - hail damaged corn in Alberta

Hail sized up to 30 mm damaged crops in the central part of Alberta province (Red Deer area) on August 11, 2009. At some fields up to 80% of crop perished. The field we show was insured and loss adjusters visited the farm after about 10 days after this risk event.

11.08.2009
USA - hail damaged crops in several states

Last week hail damaged crops in several states. Soy beans, corn and apples were damaged. See photos

18.06.2009
Ukraine - hail damaged canola in Rivne oblast (photos)

Canola was damaged at the area of about 100 hectares in Radiviliv region of Rivna oblast. The crop was insured and the insurance expert have already conducted initial survey. The loss adjusters forecast yield reduction at the level of 30-35% but the final yield assessment will be done later when canola will be harvested.

08.06.2009
Ukraine - pictures of some fields in Ukraine, June 2009.

Our experts visited some fields in mid June. There were some fields with problem crops. See pictures - canola, wheat

05.06.2009
Ukraine - crops damaged by sand storm (photos)

Sugar beet and wheat fields damaged by sand storm. Southern Ukraine.

29.05.2009
Mice damaged crops at the South of Ukraine

Insurance company insured winter crops (winter wheat, rye and canola) against winterkill last autumn. Area insured constituted over 8 thousand hectares. In spring the client reported crop loss at the area of about 2 thousand hectares. Surveyors reported over 5-7 mice colonies per hectare at canola fields and about 15-17 colonies at the rye fields. (see fotos)

05.02.2009
USA - fish farmers hardest-hit by the cold-weather snap, fruit growers assess damage

Local tropical fish farmers appear to be the hardest-hit by the recent cold-weather snap, but citrus and strawberry growers in Central Florida also reported some damage from temperatures that sank to the mid-20s. Elsewhere in the state, sweet corn, lettuce and snap beans in South Florida and tomatoes in the Palmetto-Ruskin area appeared to sustain damage

11.08.2008
11 cattle killed in lightning strike in Germany

A bolt of lightning killed 11 cattle that took shelter under a tree during a storm in southern Germany. The loss of the livestock was estimated at euro50,000 (US$77,945). Two of the herd survived the lightning strike.

04.06.2008
Ukraine - Insurance company Providna paid out 81800 UAH for canola perished at the area of 170 hectares

Canola perished at the area of 170 hectares because of unfavorable weather conditions last winter. The crop was killed by low temperatures (minus 18Ñ) at low snow cover (3-8 cm). The crop was insured on the winterkill program (total loss)

26.05.2008
Ukraine - insurance company Spektr paid out over 100 thousand UAH (20 thousand USD) to the farm in Nikolayev oblast for canola damaged by frost

Insurance company Spektr paid out on May 15, 2008 over 100 thousand UAH (20.000 USD) to the farm in Nikolayev oblast. Farm Ukrinterpostach insured winter canola in autumn 2007 against winterkill.

26.05.2008
Ukraine - insurance company Spektr paid out 5914,50 UAH to the farm in Nikolayev oblast for canola damaged by low temperatures

Insurance company Spektr paid out 59`4,50 UAH (1200 USD) to the farm in Nikolayev oblast. The payout was done on May 15, 2008. Farm "Novoodessky rayagrohim" insured winter canola last autumn on the program of partial and total loss. Winter canola was partially damaged by low temperatures.

09.10.2006
Insurance company Oranta paid out 28,2 thousand UAH (5500 USD) to a farm in Cherkassy oblast on winter canola insurance contract

Insurance company Oranta paid out 28,2 thousand UAH (5500 USD) to a farm in Zolotonosha rayon of Cherkassy oblast on winter canola insurance contract. Risk - winter frost (low temperatures).

06.10.2006
Insurance company Oranta paid out 13,3 thousand UAH (2500 USD) to the farm in Sumy oblast on winter canola insurance contract.

Insurance company Oranta paid out 13,3 thousand UAH (2500 USD) to the farm in Romensky rayon of Sumy oblast on winter canola insurance contract. Risk - winter frost (low temperatures).

05.10.2006
Insurance company Oranta paid out 30281 UAH (6000 USD) on the winter canola insurance contract in Kherson oblast. (see foto)

Insurance company Oranta paid out 30281 UAH (6000 USD) on the winter canola insurance contract. The field was located in Kahovka rayon of Kherson oblast. Risk - winter frost (low temperatures). (see foto)

05.10.2006
Insurance company Oranta paid out 56,3 thousand UAH to a farm in Kherson oblast (Genichesk rayon) on winter barley insurance contract.

Insurance company Oranta paid out 56,3 thousand UAH (11000 USD)to a farm in Genichesk rayon of Kherson oblast on winter barley insurance contract. Risk - winter frost (low temperatures).

05.10.2006
Insurance company Oranta paid out 29,7 thousand UAH on winter barley insurance contract in Kherson oblast.

Insurance company Oranta paid out 29694 UAH (6000 USD) on winter barley insurance contract to a farm in Holopristan rayon of Kherson oblast. Risk - winter frost (low temperatures).

01.06.2006
Consequences of a hailstones in the spring 2006 in East Australia.



06.05.2006
Australia Vine damaged



06.05.2006
GMO and regular cotton plants, Australia



06.05.2006
Corn hail damage



06.05.2006
Damaged field



06.05.2006
Hail in Australia, October 16, 2005



06.05.2006
Population measurement



06.05.2006
Potato field after hail, Ukraine, June 1, 2002



04.04.2006
Australia Apple damaged



03.04.2006
Australia - hail Wyalcatchem Wheat



02.04.2006
Australia Sample hail



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Events
30.10.2011
Where the margin is 2012 - conference in Moscow

The Conference "Where the margin is" will be held on January 31, 2012, in MOscow in the Radisson Slavianskaya Hotel. The conference is meant for agricultural producers, inputs manufacturers, dealers and distributors, financiers, insurers, agribusiness investors, policy makers.

29.05.2011
Seminar on Index based Weather Insurance - India, July 25-27, 2011

Crop insurance (yield and weather based) is a specialty insurance, the technical nuances of which need to be clearly understood by all the stakeholders. The programme aims at enhancing the understanding of critical issues related to these specialised products and providing a comprehensive technical understanding of the weather index insurance covers in India.

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